[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nwdc.cz\/ne-vzdycky-mame-penize\/#Article","mainEntityOfPage":"https:\/\/www.nwdc.cz\/ne-vzdycky-mame-penize\/","headline":"Ne v\u017edycky m\u00e1me pen\u00edze","name":"Ne v\u017edycky m\u00e1me pen\u00edze","description":"I kdy\u017e se pohybuji v\u00fdhradn\u011b mezi takzvan\u00fdmi slu\u0161n\u00fdmi lidmi, nikoliv mezi t\u011bmi takzvan\u011b soci\u00e1ln\u011b slab\u00fdmi, nezn\u00e1m nikoho, kdo by aspo\u0148 n\u011bkdy neza\u017eil finan\u010dn\u00ed t\u00edse\u0148. Naopak \u2013 snad ka\u017ed\u00fd z lid\u00ed, kter\u00e9 zn\u00e1m, za\u017eil n\u011bkdy situaci, kdy pot\u0159eboval v\u00edc pen\u011bz, ne\u017e kolik jich pr\u00e1v\u011b m\u011bl. A stejn\u011b jako lidi kolem mne to samoz\u0159ejm\u011b n\u011bkolikr\u00e1t postihlo i...","datePublished":"2025-02-11","dateModified":"2025-02-11","author":{"@type":"Person","@id":"https:\/\/www.nwdc.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.nwdc.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c4e504508c75b610a351629e223ddd0c5b7858df84b2b7deedc4e007bdf99fc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nwdc.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nwdc.cz\/wp-content\/uploads\/ppppppppppppppppppppppp_10_10_4.jpg","url":"https:\/\/www.nwdc.cz\/wp-content\/uploads\/ppppppppppppppppppppppp_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.nwdc.cz\/ne-vzdycky-mame-penize\/","about":["Finance"],"wordCount":444,"articleBody":"      I kdy\u017e se pohybuji v\u00fdhradn\u011b mezi takzvan\u00fdmi slu\u0161n\u00fdmi lidmi, nikoliv mezi t\u011bmi takzvan\u011b soci\u00e1ln\u011b slab\u00fdmi, nezn\u00e1m nikoho, kdo by aspo\u0148 n\u011bkdy neza\u017eil finan\u010dn\u00ed t\u00edse\u0148. Naopak \u2013 snad ka\u017ed\u00fd z lid\u00ed, kter\u00e9 zn\u00e1m, za\u017eil n\u011bkdy situaci, kdy pot\u0159eboval v\u00edc pen\u011bz, ne\u017e kolik jich pr\u00e1v\u011b m\u011bl. A stejn\u011b jako lidi kolem mne to samoz\u0159ejm\u011b n\u011bkolikr\u00e1t postihlo i m\u011b samotn\u00e9ho. I j\u00e1 jsem stejn\u011b jako z\u0159ejm\u011b naprost\u00e1 v\u011bt\u0161ina na\u0161inc\u016f n\u011bkolikr\u00e1t \u0159e\u0161il svou neradostnou finan\u010dn\u00ed situaci. I j\u00e1 jsem byl stejn\u011b jako nejsp\u00ed\u0161e i vy v situaci, kdy jsem pot\u0159eboval pen\u00edze, kter\u00e9 jsem ale nem\u011bl. A musel jsem tento probl\u00e9m n\u011bjak vy\u0159e\u0161it.Ur\u010dit\u011b to nebyl jenom m\u016fj probl\u00e9m. I vy to jist\u011b zn\u00e1te. A pokud v\u00e1m nepomohli va\u0161i bl\u00edzc\u00ed a nesta\u010dilo se dostate\u010dn\u011b uskromnit, asi jste i vy nakonec uva\u017eovali o p\u016fj\u010dce a s velkou pravd\u011bpodobnost\u00ed si ji vzali. A pokud jste ji dok\u00e1zali i splatit, vr\u00e1til se v\u00e1\u0161 \u017eivot zase do norm\u00e1lu. Jen\u017ee ne ka\u017ed\u00fd m\u00e1 to \u0161t\u011bst\u00ed, \u017ee se obr\u00e1t\u00ed na banku a ta mu pen\u00edze p\u016fj\u010d\u00ed. Jist\u011b, je to posl\u00e1n\u00ed bank, jen\u017ee aby tyto m\u011bly co p\u016fj\u010dovat, nemohou poskytovat pen\u00edze, kter\u00e9 maj\u00ed, jenom tak n\u011bkomu. Mus\u00ed si mezi \u017eadateli o p\u016fj\u010dky vyb\u00edrat ty, kdo budou n\u00e1le\u017eit\u011b spl\u00e1cet. Proto si banky kladou t\u0159eba i spoustu podm\u00ednek, kter\u00e9 je nutno splnit, aby se \u017eadatel k p\u016fj\u010dce dostal.A kdy\u017e n\u011bkdo nedok\u00e1\u017ee v bance usp\u011bt, proto\u017ee nem\u00e1 po\u017eadovanou v\u00fd\u0161i p\u0159\u00edjm\u016f a ani na sv\u00e9 registry dlu\u017en\u00edk\u016f nem\u016f\u017ee b\u00fdt py\u0161n\u00fd? Pak je t\u0159eba naj\u00edt jin\u00e9ho poskytovatele p\u016fj\u010dek, takov\u00e9ho, kter\u00e9mu podobn\u00e9 nedostatky na \u017eadatelov\u011b stran\u011b nevad\u00ed. A t\u00edm b\u00fdv\u00e1 \u010dasto jenom nebankovn\u00ed spole\u010dnost. Proto\u017ee jej\u00ed ne\u00fa\u010delov\u00e1 hypot\u00e9ka dob\u0159e slou\u017e\u00ed i \u017eadatel\u016fm, kte\u0159\u00ed nevzbuzuj\u00ed zrovna moc d\u016fv\u011bry. A to proto, \u017ee se za ni ru\u010d\u00ed nemovitost\u00ed. Kdo poskytne takovou z\u00e1ruku, m\u00e1 jistotu, \u017ee usp\u011bje. Proto\u017ee je jist\u00e9, \u017ee p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1t\u00ed. Nechce p\u0159ece o svou nemovitost p\u0159ij\u00edt. A tak je tu nab\u00eddka, kterou lid\u00e9 v t\u00edsni jist\u011b dostanou. A t\u00edm skon\u010d\u00ed jejich do\u010dasn\u00e9 finan\u010dn\u00ed tr\u00e1pen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne v\u017edycky m\u00e1me pen\u00edze","item":"https:\/\/www.nwdc.cz\/ne-vzdycky-mame-penize\/#breadcrumbitem"}]}]